This model simulates the opinion dynamics of COVID-19 vaccination to examine especially how fears and cognitive bias contribute to the opinion polarisation and vaccination rate. In studying the opinion dynamics of COVID-19 vaccination, this model refers to the HUMAT framework (Antosz et al, 2019). Many psychological and social processes are included in the model, such as dynamical decision-making processes of information exchange and fear formation, satisfaction evaluation, preferred decision selection and dissonance reduction.